The NCACC's Risk Management Pools (RMP) offer workers' compensation and liability and property coverages for counties and related entities. Members of the Risk Management Pools enjoy comprehensive and affordable
coverage designs that counties can customize to meet individual county needs. For more information, contact one of our staff.
Pools announce four regional meetings in February
The Association’s Risk Management Pools are planning regional meetings at four locations across the state for the benefit of member counties and related entities. These meetings are free of charge and will include a complimentary lunch.
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Managing Your Risk
Why bother with insurance to value?
The dilemma of how much insurance is needed to rebuild a given building, especially if constructed a number of years ago, is a truly important question that comes up fairly often.
OSHA simply a starting point for safety & health program
Although OSHA has been a strong driving force in employee safety and health for the past four decades, it has some shortcomings. Given this, depending on OSHA compliance alone to be your guide for the development of a safety program can leave a lot of gaps in your overall safety and health program.
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Numbers show benefits of training, safety programs
For the 2010-11 membership year, the NCACC Risk Management Pools remained the primary provider of risk management and financing for county government through the Workers' Compensation and Liability and Property pools. More than half of our counties finance their risk programs through at least one of the two pools. Given this, the safety metrics presented in the second annual County Safety Index provide a good picture of the safety and risk management programs for all North Carolina counties.
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Steady as she goes for Board of Trustees
Seven members of the NCACC Risk Management Pools Board of Trustees renewed three-year terms on Dec. 8.
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Carruth: Take measures to avoid workplace slips and trips
It is important to understand the causes of falls and develop ways to prevent and reduce the frequency of their occurrence. Slips, trips and falls are all major loss sources for our Workers' Compensation and Liability and Property pools.
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 Deer in the headlights? Safety tips to avoid a collision
Liability and Property Pool loss statistics show that the most common time of year for deer strikes is between October and January, which also happens to coincide with the prime mating time and hunting season. Since 1999, the most prevalent cause of property damage to county vehicles has come from collisions with animals.
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Dare County risk manager wins 2011 Bonner Scholarship
Dare County Risk Manager Sandy West has been awarded the 2011 Frank Bonner Scholarship, which is presented annually by the Association's Risk Management Pools.
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Carruth: Allocating risk costs only makes sense
There is a proverb from the Bible that is often quoted – "whatsoever a man sows, that also shall he reap." In other words, there are clear consequences to actions we all take. This holds true not only in our personal lives, but also in the context of risk. You may be short-circuiting your risk management program by not allocating your overall cost of risk internally within your organization.
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Nash County reaps rewards of workers' comp, wellness efforts
 Participation of all county employees in Worksite Wellness program a testament to commitment of county commissioners, administration
Nash County Government has made employee wellness a focus of its organization since its Worksite Wellness program was implemented in 2004.
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Be aware of the risks in your county budget
Just like the questions you will be asking your social services director or local school superintendent when they present their budget requests, you should be prepared to ask the right questions and be informed of several things that have a direct bearing on the other costs you have and will be incurring to cover the accidental losses in your county.
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Pools roll out new risk control video library
For the past several years, the NCACC Risk Management Pools have made training videos available to its members at no cost. The Association now has a new in-house library of 12 DVD videos to serve members' risk control training needs.
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Hurricane checklist: What to do before, during and after
 As we have learned from past hurricanes, the effects of a storm are not just felt at the coast, but also many miles inland. You must take active steps to reduce the impact of any storm on your employees, the public you serve, and the publicly owned property that you are stewards of. Prior planning will help the effects of the storm to be less, reduce potential loss of life and property, and help you to recover faster.
Pools program to address EMS injuries
Strain and sprain injuries to county emergency medical responders are arguably the main source of workers' compensation losses to North Carolina counties. The NCACC Risk Management Pools – the primary insurer of county governments in North Carolina – has embarked on a program to address this loss issue. This will be a joint effort of the Pools' Risk Control and Wellness functions.
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Help your employees avoid heat-related injuries
Given that a great amount of county employees work outside throughout the day as a normal part of the assigned job, certain precautions should be followed when performing work in the summer, especially during periods of extreme heat.
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Carruth: Follow-up the final step to successful health and safety system
Over the past several months, I have provided insights on how to create an operational occupational safety management system, based on the basic provisions laid out in ANSI Z-10, Occupational Health & Safety Management Systems. I have laid out several clear steps to establishing a strong and effective safety management system, which includes management support and employee participation, planning, implementation and operations, and evaluation and corrective action.
Risk Management Pools announce special pricing through preferred vendors
The NCACC Risk Management Pools have arranged for preferred pricing for NCACC members (all North Carolina counties) from certain vendors.
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Pools' transit driver training program a money-saver for counties
A defensive driving presentation developed by NCACC Risk Control Manager Robert Poole has been approved by the N.C. Department of Transportation as meeting the minimum training standards for community and human service transportation system vehicle operators and is available free of charge for counties to use to train their transit drivers.
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Appeals process for Risk Management Pools
The Risk Management Pools strive to be responsive to its members. We encourage our covered counties to discuss their coverage with us and to present any benefits disputes concerning the coverage we offer to your employees. It is our policy to provide members with a forum to address the decision or action taken by the Liability and Property Pool, the Workers’ Compensation Pool or its service partners, including Sedgwick. The appeals form is to be completed by the member.
Don’t encourage Workers’ Compensation abuse
The rising cost of Workers’ Compensation coverage can be blamed on several causes – rising payroll, large claim losses and frequency of incidents are just a few. Some, if not most, are unpredictable – if not uncontrollable – factors. But what can we do to control the controllable?
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One strike and you’re out!
 Mother Nature won’t deliver a warning shot, so take measures to guard against lightning-related damage
Summer storms continue to bring losses to NCACC Risk Management Pools members as lightning strikes knock out electrical systems and delicate electronic equipment. Besides the property damage and potential for serious injury, lightning strikes can bring a major disruption in our ability to serve the public. Since July 1, 2003, members have filed 157 claims related to lightning damage. Current reserves for these cases are $798,000, equal to roughly 5 percent of the losses for the Property and Liability lines of coverage.
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