The NCACC's Risk Management Pools (RMP) offer group health, workers' compensation, and liability and property coverages for counties and related entities. Members of the Risk Management Pools enjoy comprehensive and affordable plans that counties can customize to meet individual county needs. For more information, contact one of our staff.

  • Claims reporting
  • County Health Plan
  • Liability & Property
  • Workers' Compensation
  • Underwriting forms
  • RMP Board of Trustees
  • Glossary of terms
  • Video library
  • IVOS
  • Preferred vendor pricing
  • General contact information:
    Located at: Quorum Center
    323 West Jones St.,
    Suite 500
    Raleigh, NC 27603
    Phone: (919) 719-1100
    Fax: (919) 719-1101
    Mailing address: 215 N. Dawson St.
    Raleigh, NC 27603

    Hurricane checklist: What to do before, during and after

    As we have learned from past hurricanes, the effects of a storm are not just felt at the coast, but also many miles inland. You must take active steps to reduce the impact of any storm on your employees, the public you serve, and the publicly owned property that you are stewards of. Prior planning will help the effects of the storm to be less, reduce potential loss of life and property, and help you to recover faster.

    NCACC names new director of Risk Management Pools

    The Association will welcome its new Risk Management Director, Marcus Beverly, on Aug. 16. Also on that day, Sharon Scudder will transition to general counsel for the Risk Management Pools.

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    Managing Your Risk
    Forecasting future liability isn't weird science

    Reliability and consistency of several years of loss history is key to making accurate projections and budgeting for right amount of coverage
    Drawing upon my July column, "Identify exposures at outset of risk management initiative," once your county identifies the risks and exposures facing its operations, it is necessary to analyze the results of that initial discovery phase. Two major risk management evaluation category types are "qualitative" and "quantitative" analysis.

    NCACC wellness grants can provide a wealth of health benefits

    The NCACC's Risk Management Pools are for the third consecutive year offering wellness grants to members. The grants can significantly increase a county's or a county entity's wellness budget and thereby help promote a healthier lifestyle among employees.

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    Help your employees avoid heat-related injuries

    Given that a great amount of county employees work outside throughout the day as a normal part of the assigned job, certain precautions should be followed when performing work in the summer, especially during periods of extreme heat.

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    Carruth: Follow-up the final step to successful health and safety system

    Over the past several months, I have provided insights on how to create an operational occupational safety management system, based on the basic provisions laid out in ANSI Z-10, Occupational Health & Safety Management Systems. I have laid out several clear steps to establishing a strong and effective safety management system, which includes management support and employee participation, planning, implementation and operations, and evaluation and corrective action.

    Healthy waistlines equal healthy county wallets

    Have you seen your county's insurance claims rise over the years? Have you wondered how to cut costs without cutting your employee benefits package or increasing premiums? Many counties are encouraging their employees to become active in their healthcare by getting healthier and participating in preventative care such as annual physicals and mammograms. This article provides the basic steps to a successful wellness program.

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    County Health Plan wellness program receives a makeover

    After a comprehensive examination, the County Health Plan's wellness program has been whipped into shape again, and we think Pool members will like what they see in the new "Well County NC."

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    • Click here to learn more about the County Health Plan's wellness program.
    • Click here to Get Fit on Route 66.

    Access to video library enhanced

    For the past several years, the Risk Management Pools have made training videos available to members at no cost. The Web page has now been updated to provide direct access to the vendor's up-to-date catalog of titles.

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    CIGNA, UNC Health Care reach agreement

    The NCACC Risk Management Pools is pleased to report that the University of North Carolina Health Care System and CIGNA HealthCare of North Carolina have negotiated a two-year contract that takes effect Friday, Jan. 1, 2010. County Health Plan participants will continue to have uninterrupted access to inpatient and outpatient services rendered at UNC Hospitals in Chapel Hill and Raleigh’s Rex HealthCare, as well as UNC and Rex physicians’ groups.

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    Craven's Hodges awarded Bonner Scholarship

    Deborah C. Hodges, safety/risk management coordinator for Craven County, has been selected to receive the 2009 Frank Bonner Scholarship from the Association's Risk Management Pools. Hodges will receive an all-expenses-paid trip to the PRIMA Institute, the premier training program for public entity risk managers, to be held Oct. 26-29 in New Orleans.

    Risk Management Pools announce special pricing through preferred vendors

    The NCACC Risk Management Pools have arranged for preferred pricing for NCACC members (all North Carolina counties) from certain vendors.

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    Staff, service improvements help grow NCACC Pools

    The 2009-10 renewal season provided unique challenges to North Carolina counties and many opportunities for the NCACC Risk Management Pools – many counties, looking to cut costs and maximize available income, placed their insurance programs out for bid. All three NCACC Pools were able to increase membership by successfully competing with private insurers on superior coverage, price and service.

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    PRIMA releases pandemic resources for public risk managers

    As the current swine flu outbreak continues, there are many unknowns and unanswered questions about the disease at this time. Despite this fact, public risk managers have a prime opportunity for demonstrating the importance of risk management within the public sector and for raising awareness of the benefits that risk management brings to public entities. PRIMA would like to assist your efforts during this time by offering guidelines and resources that assist with the planning and implementation of strategies that address this complex issue.

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    Pools offer budget help through lower insurance costs

    As the economy tightens, many North Carolina counties are struggling to find ways to balance budgets while continuing to provide services to their citizens. The NCACC Risk Management Pools have multiple programs and resources available to help counties reduce costs for Liability and Property, Workers' Compensation and Group Benefits coverage.

    Workers' Comp Pool awards 27 members for excellence

    In keeping with the theme of improved risk management techniques, staff awarded multiple members with Certificates of Excellence to recognize outstanding Workers' Compensation claim reporting practices. Experience indicates that claims costs increase as reporting time increases; therefore it is vital to report all claims immediately to help control costs. If a claim is reported 7-14 days after the event, it is 18 percent more expensive than if it was reported within the first five days, 30 percent more expensive if reported within 15-28 days, and 45 percent more expensive if reported after the 29th day.

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    Pools' transit driver training program a money-saver for counties

    A defensive driving presentation developed by NCACC Risk Control Manager Robert Poole has been approved by the N.C. Department of Transportation as meeting the minimum training standards for community and human service transportation system vehicle operators and is available free of charge for counties to use to train their transit drivers.

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    100 years of county unity
    Pooling together in times of need

    Finding reasonably priced and sustainable insurance coverage that could also meet the unique needs of North Carolina county governments was a challenge in the years leading up to 1980. By that year, the number of carriers for workers’ compensation coverage had dwindled and market conditions had deteriorated to the point that many counties found themselves in a crisis situation. As it does in so many situations, the Association stepped in and stepped up and gave counties a forum to create a workers’ compensation self-insurance pool that would meet county-specific needs.

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    Appeals process for Risk Management Pools

    The Risk Management Pools strive to be responsive to its members. We encourage our covered counties to discuss their coverage with us and to present any benefits disputes concerning the coverage we offer to your employees. It is our policy to provide members with a forum to address the decision or action taken by the County Health Plan, the Liability and Property Pool, the Workers’ Compensation Pool or its service partners including Caremark, CIGNA or Sedgwick. The appeals form is to be completed by the member. In the case of a medical or dental benefits item, the appeals form should be completed by the member and should be submitted to the NCACC after the first and second level grievances at CIGNA have been exhausted.

    Don’t encourage Workers’ Compensation abuse

    The rising cost of Workers’ Compensation coverage can be blamed on several causes – rising payroll, large claim losses and frequency of incidents are just a few. Some, if not most, are unpredictable – if not uncontrollable – factors. But what can we do to control the controllable?

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    One strike and you’re out!

    Mother Nature won’t deliver a warning shot, so take measures to guard against lightning-related damage
    Summer storms continue to bring losses to NCACC Risk Management Pools members as lightning strikes knock out electrical systems and delicate electronic equipment. Besides the property damage and potential for serious injury, lightning strikes can bring a major disruption in our ability to serve the public. Since July 1, 2003, members have filed 157 claims related to lightning damage. Current reserves for these cases are $798,000, equal to roughly 5 percent of the losses for the Property and Liability lines of coverage.

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