Managing Your Risk archive

NCACC Risk Management Director Michael Kelly writes a regular column on risk management for CountyLines. With more than 33 years of risk management/insurance experience, he holds the Associate in Risk Management for Public Entities, Certified Risk Managers and Certified Insurance Counselors professional designations. He can be reached at (919) 719-1124 or michael.kelly@ncacc.org.

2012 article archive

Why bother with insurance to value? (January)
The dilemma of how much insurance is needed to rebuild a given building, especially if constructed a number of years ago, is a truly important question that comes up fairly often.

2011 article archive

• Use reasonable judgment for small vendor limits (December)
• Don't judge this policy by its cover (November)
• Pools help counties get back to 'normal' (October)
• Your role in getting 'back to normal' after a loss (September)
• Deductibles serve both insurer and insured (August)
• Is your property coverage ready for hurricane season? (July)
• A primer on calculating workers' comp experience mod (June)
• How to read an insurance policy: Part II (May)
• How to read an insurance policy: Part I (April)
• Local government risk management a unique field (March)
• Pooling vs. private insurance (February)
• Benchmarking an important tool for improvement (January)

2010 article archive

• Create efficiency by allocating the cost of risk (December)
• Improvements in risk management rely upon regular monitoring (November)
• Financing risk begins with calculating its cost (October)
• What can voluntarily be done to reduce losses? (September)
• Forecasting future liability isn't weird science (August)
• Identify exposures at outset of risk management initiative (July)
• Follow these five steps to risk management plan wellness (June)
• Adding a new auto? Be quick to report changes (May)
• Pay special attention to specifics of builder's risk policies (April)
• Know your coverage: Not all property losses paid the same (March)
• Don't get burned if you lease office space (February)
• Occurrence-based liability policies offer greatest protection (January)

2009 article archive

• Driver beware: Auto insurance isn't automatic (December)
• If you rent facilities, stop and smell a TULIP (November)
• Keep a careful eye on county certificates of insurance (October)